Terms of Service

Acceptance of Terms

By accessing and using FinancialAdvisorsWorld.com (the "Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your access to and use of our website, services, and content. Your use of the Website constitutes your agreement to these Terms.

Eligibility

You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into these Terms
• You will comply with all applicable laws and regulations
• All information you provide is accurate and current

Use License

Permission is granted to temporarily access and use the materials on FinancialAdvisorsWorld.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the Website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

Intellectual Property Rights

All content on this Website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of FinancialAdvisorsWorld.com or its content suppliers and is protected by international copyright laws.

The compilation of all content on this Website is the exclusive property of FinancialAdvisorsWorld.com and is protected by copyright laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content without our prior written permission.

Prohibited Uses

You agree not to use the Website:

• In any way that violates any applicable law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the company, employees, or other users
• In any way that infringes upon the rights of others
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website
• To introduce any viruses, trojan horses, worms, or other harmful material

User Content

If you submit, post, or display content on or through the Website, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute such content.

You are solely responsible for any content you submit. You represent and warrant that you own or have the necessary rights to the content you submit and that such content does not violate any third-party rights.

Third-Party Links

Our Website may contain links to third-party websites or services that are not owned or controlled by FinancialAdvisorsWorld.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that FinancialAdvisorsWorld.com shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Website will cease immediately. All provisions of the Terms which by their nature should survive termination shall survive termination.

Disclaimer of Warranties

The information on this Website is provided on an "as is" basis. To the fullest extent permitted by law, FinancialAdvisorsWorld.com:

• Excludes all representations, warranties, and conditions relating to this Website
• Excludes all liability for any direct, indirect, or consequential loss or damage incurred by any user
• Does not warrant that the Website will be available, uninterrupted, secure, or error-free

Limitation of Liability

In no event shall FinancialAdvisorsWorld.com, its directors, employees, partners, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Website.

Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction in which FinancialAdvisorsWorld.com operates, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.